Dental Insurance

Count on the value and power of a custom dental insurance program

Alaska Benefit Solutions is committed to keeping members healthier by helping them save on important oral care treatments. Packages that cover oral cancer screenings, enhanced periodontal treatments, dental implants, and an additional cleaning after the maximum is met even.

We also offer an array of features to extend the annual maximum, adding more value to benefits, including:

• Preventive Advantage, which enables members to get dental exams, cleanings, X-rays, and fluoride treatments without deductions – all from their annual maximum.
• Maximum Rollover, which helps clients save by rolling over a portion of each client’s unused annual maximum for future use. This helps promote regular annual dental visits and helps make future treatments more affordable. Rewards are increased when a contracted dentist is visited.

Offer employees group dental insurance that focuses on overall health

There’s a reason your employees want and deserve dental insurance. Without good oral care, people are 67% more likely to have heart disease; 50% more likely to have osteoporosis, and 29% more likely to have diabetes. That’s why it is no surprise that 75% of employees consider dental coverage very important.

We can customize dental insurance solutions for companies of any size

We have access to Group Dental insurance plans that are highly flexible and are available for 2+ employees. Working with you we can design the plan – or plans – that best meet your needs. Choose between traditional platforms or even consider a Dual Choice option. Then consider whether you want to offer an employer-paid, voluntary, or Administrative Services Only (ASO) option.

The advantages of an ASO dental insurance plan

These self-funded dental plan options could make great sense to you – no matter what your company size. With an ASO Dental offering you can have:

• 13% – 17% cost savings, on average (savings vary by company)
• Better cash flow
• No ACA taxes
• Fewer state regulations

An ASO Dental offering puts the power of the network to work for you

ASO plans give you access to the same innovative plan options and strong and growing network as fully insured employers, which may be one of the reasons they’re among the top choices in the category3. Claims processing software helps save your company money by detecting incorrectly submitted claim codes and correcting them. With our direct billing option, claims are paid and you are billed at the end of the month to help you with cash flow.

We also offer an innovative ASO Level-Funded plan that gives your business the flexibility to take advantage of the best of self-funded and fully insured plans. This plan offers fixed monthly costs with a 105% or 110% aggregate stop loss – so the plan is funded at your maximum liability. If claims run lower than expected, the carrier will refund dollar for dollar to the employer or the employer can use the funds to offset future liability.